Bank Profitability Indicators in the Context of Modern Technology: A Comparative Study (Commercial Banks, Islamic Banks)




Profitability, Electronic Banking Services, Commercial Banks, Islamic Banks


Purpose: The aim of the current study is to identify profitability indicators in commercial banks in light of modern technology compared to Islamic banks.


Method/design/approach: To achieve the study objectives, descriptive approach methods were followed, after-tax profitability indicators were used during 2018-2023 in which banking technology became widespread in specially in Islamic banks.


Results and conclusion: The research uncovered variations in profitability metrics between commercial banks and Islamic banks from 2020 to 2022, with consistency observed in subsequent years. Based on these findings, the study delineates several recommendations.


Research implications: In this study comparing the profitability measures of banks looking at Islamic banks in the context of technology it provides valuable insights, for making strategic decisions in banking sector and finance. The findings from this study can guide customized strategies to use progress for improved profitability and competitiveness, in both types of banking institutions.


Originality/value: By exploring how these two distinct banking models navigate and leverage modern technology to enhance profitability, this study provides insights into the intersection of finance, technology, and banking practices. This fills a crucial gap in existing literature and offers valuable implications for practitioners, policymakers, and scholars seeking to understand and optimize banking strategies in the digital age.


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How to Cite

Alali, S. M., Shawaqfeh, G. N., & Almomani, M. A.-A. (2024). Bank Profitability Indicators in the Context of Modern Technology: A Comparative Study (Commercial Banks, Islamic Banks). Revista De Gestão Social E Ambiental, 18(9), e06112.